How to Get Insurance to Cover Your Medical Wig (Cranial Prosthesis)

Hair loss is more than a cosmetic issue. For many women facing alopecia, chemotherapy, or scalp conditions, a wig isn’t a luxury — it’s a necessity. The good news? Many insurance plans will help cover the cost of a medical-grade wig, also known as a cranial prosthesis.

Here’s what you need to know — and how Sumur & Co. Hair Studio makes the process simple.

What Is a Cranial Prosthesis?

A cranial prosthesis is a medical-grade wig made from safe, hypoallergenic materials. It’s designed for those with medical hair loss and may be eligible for reimbursement through your insurance.

Step 1: Get a Prescription

Ask your doctor for a prescription that includes:

• The term “cranial prosthesis”
• Your medical diagnosis (e.g., chemotherapy, alopecia)
• An ICD-10 diagnosis code

Tip: Dermatologists, oncologists, and primary care physicians can write prescriptions.

Step 2: Get a Superbill from Sumur & Co.

We’ll provide an insurance-ready receipt (superbill) that includes:

• A cranial prosthesis billing code
• A description of the wig
• The price and payment confirmation
• Our provider information

This is what you’ll submit to your insurance company.

Step 3: Submit to Your Insurance Provider

Most insurance plans allow you to submit through a portal or by mail. You’ll need:

• Your doctor’s prescription
• The superbill
• Any claim form your insurer requires

Depending on your plan, you may receive partial or full reimbursement.

Let Us Handle the Paperwork

At Sumur & Co. Hair Studio, we don’t just sell medical wigs — we support you through the process.

We can:

• Check your coverage
• Help you gather documents
• Submit paperwork on your behalf
• Follow up with your insurer

Not Sure If You’re Eligible?

Email us at info@sumurcohair.com. We’ll help you get started and walk you through the steps.

Final Thoughts

You deserve a wig that fits your lifestyle, your skin, and your journey. Insurance can help — and so can we.

Let Sumur & Co. handle the details so you can focus on healing and confidence.